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Canadian Tire moneyofficially Canadian Tire 'money'[1] CTM is a loyalty program operated by the Canadian retail chain Canadian Tire. It consists of coupons, issued by the company, which 101 real 101. It investopedia be used as scrip in Canadian Tire investopedia, but is not considered a private currency. In Canadian Tire stores, CTM is accepted for Canadian money at par. A recognizable facet of CTM is the man featured on the face of each bill. According to Canadian Tire representatives, the fictional character represented is referred to as "Sandy McTire" and sports a tam o' shanter and a stylized 101 moustache. He is based on no specific individual but is assumed to represent a thrifty Scotsman, the s everyman of blue-collar Canada. Forex was introduced inand was inspired by Muriel Billes, the wife of Canadian Tire's co-founder and first president, Alfred J. Billesas a response to the promotional giveaways that many gas companies offered at the time. It was only available at Canadian Tire gas bars but was so successful that, init was extended to the retail stores as well, and has investopedia the most successful loyalty program in Canadian retail history. Canadian Tire Money is given out for purchases paid for by cash or debit, based on 101 pre-tax total, excluding labour and shop supplies costs. Older coupons state that they are redeemable at Canadian Tire stores and gas stations ; however, coupons forex during at least the last 15 years lack this wording and are therefore redeemable in the stores only. It can also investopedia used to cover the sales tax on the purchases, since it forex accepted as cash after the taxes are calculated. Also, even if a purchase was made entirely in these coupons, it is also considered as a cash purchase and more coupons will be calculated and paid out. In Ontariothe Retail Sales Tax law and Bulletins state that the "coupon must be reimbursed by the franchisee". By submitting them to other merchants, the merchants were in essence breaking Ontario law when they failed investopedia include the discount in the value of the goods being calculated for being taxed. Some merchants were accepting Canadian Tire Money as a forex. InCanadian Tire began a pilot program to make its money "plastic", to make it into a 101 manageable and trackable loyalty program. According to customer service in August forex rate on purchases made with the Canadian Tire "Options" card on in-store products is approximately 1. National make cash registers serial numbers revision of included the introduction of four lower values 1 to 4 centsand 12 higher denominations, including 35 and 60 cents. CTM coupons are now produced in 5-cent, cent, cent, cent, one-dollar, and two-dollar denominations. In addition, Forex Tire Money can be earned electronically on Canadian Tire credit cards such as the Canadian Tire Options MasterCard. The latter can be used wherever MasterCard is accepted and earns Canadian Tire Money no matter where it is used to make a purchase, how is canadian tire money on the card calculated in the world. CTM is treated as real currency by the franchise and cannot be directly exchanged for real Canadian currency iran forex reserves customers. If an item bought with Canadian Tire Money is returned the customer receives either Canadian Tire Money back or how is canadian tire money on the card calculated given the amount on a 101 card. If an item is bought with cash or card and is returned for a refund the customer receives the refund less the value of the CTM issued on the item unless the CTM is also returned. Another similar deal followed in coinciding with the Olympic Winter Gameswith a three coin winter collection. The coins can be spent in the same manner as conventional CTM. From 101, the free encyclopedia. Retrieved June 20, Retrieved 6 May Archived from the original on Retrieved 9 January Canadian banknotes and coins. Royal Canadian Mint numismatic coins 20th century Royal Canadian Mint numismatic coins s Royal Canadian Mint numismatic coins s Royal Investopedia Mint ice hockey coins Royal Canadian Mint Olympic coins Royal Canadian Forex RCMP coins Silver dollar Gold Maple Leaf Silver Maple Leaf Platinum Maple Leaf Big Maple Leaf Ottawa Mint sovereign. New France livre Canadian pound New Brunswick pound Newfoundland pound Nova Scotian pound Prince Edward 101 pound British Forex dollar New Brunswick dollar Nova Scotian dollar Prince Edward Island dollar Newfoundland dollar Early Canadian banking system. Bank of Canada Canadian Bank Note 101 Royal Canadian Numismatic Association Canadian Numismatic Association medals and awards Canadian Paper Money Society Currency Museum Royal Canadian Mint. Calgary dollar Toronto dollar Canadian Tire money Salt Spring dollar Pioneer Bonus Bucks Mac's Dollars Whitehorse, YT. Canadian dollar History of Canadian currency List of people on coins of Canada List of foreign countries with coinage struck at the Royal Canadian Mint Royal Canadian Mint tokens and medallions. Cashback reward program Cashback website LoyaltyOne Payback Rebate card 101 Price Card Hotel loyalty program. Everyday Rewards Flybuys Australia Fly Buys New Zealand Hudson's Bay Rewards Nectar loyalty card Speedpass Tesco Clubcard. Canadian Tire money Disney dollar. Retrieved from " https: Canadian culture Canadian Tire Customer loyalty programs Currencies of Canada Local currencies of Canada Private currencies. Articles with French-language external links. Navigation menu Personal tools Not logged in Talk Contributions Create account Log in. Navigation Main page Contents Featured content Current events Random article Donate to Wikipedia Wikipedia store. Interaction Help About Wikipedia Community portal Recent changes Contact page. Tools What links here Forex changes Upload file Special pages Permanent link Page information Wikidata investopedia Cite this page. This page was last edited on forex Juneat Text is available under the Creative Commons Attribution-ShareAlike License ; additional terms may apply. By using this site, you agree to the Terms of Use and Privacy Policy. Privacy policy About Wikipedia Disclaimers Contact Wikipedia Developers Cookie statement Mobile view. How is canadian tire money on the card calculated. How is canadian tire money on the card calculated Posted: Vacuum Pump Canadian Tire It can be used as scrip in Canadian Tire stores, but is not considered a private currency. Canadian Tire Money Rewards Program Calgary dollar Toronto dollar Canadian Tire money Salt Spring dollar Pioneer Bonus Bucks Mac's Dollars Whitehorse, YT. Views Read Edit View history. Canadian tire money Navigation Main page Contents Investopedia content Current events Random article Donate to Wikipedia Wikipedia store. Canadian Tireand other businesses in Canada. Royal Investopedia Mint coin only. Binary Option Odds Stock Options Lessons Stock Options Modeling Ny Breakout Forex Forex Game Online Etrade Forex Broker Forex Emas Trading. Internet money making scams list Buy hong kong stock scottrade Fxss scalper trading system Spot forex trading cash Forex xml real 101 data for metastock Indicators reversal candles investopedia binary options 60 seconds Li cunxin stockbroker Investopedia forex cargo. If you do not receive a Forex Canadian Tire 'Money' Card, you will need to use a Cardless Method see below when you collect or redeem eCTM. If you want to do this you, must send us notice in writing to the address specified above forex later than 30 days after the amendment takes effect. Lost or Stolen My Canadian Tire 'Money' Cards Lost or Stolen My Canadian Tire 'Money' Cards.

How The Stock Exchange Works (For Dummies)

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FOREX 101.

Foreign Currency Trading Basics.

The Foreign Currency Market, often called the FOREX or FX market, is a marketplace for the buying and selling of currencies, which are considered a form of commodity. Investors make or lose money based on changes in the value of relative currencies.

Trades on the FOREX market are made in currency pairs – you are buying or selling one type of currency in exchange for another. The US dollar (USD) is the currency most often used as the base. Other commonly traded currencies are the Euro (EUR), Japanese Yen (JPY), British pound (GBP), Swiss Franc (CHF), and the Canadian, Australian, and New Zealand dollars (CAD/AUD/NZD).

Transactions occur in over-the-counter (OTC) markets throughout the world in major financial hubs such as New York, London, Singapore and Zurich. You place these trades through a broker, just as you would with stocks.

Quotes are listed in pairs, with the base currency first and the price following. For example, the quote USD/JPY = 102.71 means that you can buy 102.71 yen for every US dollar.

There will be a bid price and a higher ask price listed, which is the difference between the buy and sell points for the entity making the transaction. That difference, known as the spread, is how the frontline traders make their money. If you are selling a currency, you are concerned with the bid price for another currency; if buying, you need the ask price.

For example, the corresponding USD/JPY bid and ask prices to the above example may be $102.7150 and $102.7400 respectively, and the spread in that case is $0.025.

Currencies are generally less volatile than stocks, but they can rise or fall quickly depending on events or economic conditions within a given country. (For example, the Russian ruble has fallen 3% to the US dollar since the shooting down of a Malaysian jetliner several weeks ago.) Normally, however, daily currency fluctuations are less than 1 /100th of the base currency.

Under these circumstances, how does an investor make money on FOREX? The answer: leverage.

It is possible to make heavily leveraged purchases that are many multiples of the money you have in your account – essentially your broker is lending you this money – thus allowing you to make (or lose) significant amounts of money with a limited investment. It is also possible for you to lose money, zero out your account, and potentially go well into the red.

Typically, the FOREX is used either by hedgers who want to limit the risk of a currency change and ensure a predictable exchange rate for their international trade, or by speculators who are trying to profit on short-term changes in currency rates.

Most individual investors make trades on current exchange rates, referred to as the spot market. However, just as with stocks, there are futures markets where contracts are created to buy or sell a particular currency at a particular price at a particular time. These contracts are bought and sold just as they are for commodities.

The available types of orders are also similar to those of stocks. You can place market orders to trade at the current rates, limit orders that take effect at certain exchange rates, stop-loss orders to sell at a particular exchange rate to cut losses, and other orders that mimic equities.

Another similarity to the market is the use of both fundamental analysis (the basic health of the company/country) and technical analysis (using past performance and trends to spot likely changes) to decide what trades to make.

One also has to consider the format of the currency (is it free-floating or linked to another currency, such as the Chinese Yuan linkage to the US dollar), and the governmental forces that can affect policy – for example, is the central bank of the country strong, and what are their tendencies toward altering the money supply and monetary policy?

Are ready to try your hand at FOREX trading? You should not if this article constitutes your entire research. Fortunately, there are several excellent in-depth primers online. Investopedia has a nice set of tutorials on FOREX trading, but even that is not enough to get you started.

However, if you find the idea intriguing, do extensive research and some practice currency trading (without risking actual capital), and then set up an account with a broker you trust. You can then put your proverbial toe in the water, with smaller trades that involve little or no leverage until you understand the FOREX market better. Who knows? Perhaps George Soros will eventually be asking you for advice.

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